Payment Methods

At Hicopia, we offer a variety of secure and convenient payment options to ensure a seamless shopping experience. Below are the payment methods we accept, along with important details about currency support, security, and policies.

Accepted Payment Methods

✅ Credit & Debit Cards

• Visa

• Mastercard

• American Express

• Discover

• JCB

✅ Digital Wallets & Online Payments

• PayPal

• Apple Pay

• Google Pay

• Alipay

• WeChat Pay

✅ Bank Transfers (Available for bulk/wholesale orders)

• Wire Transfer (via secure banking partners)

✅ Buy Now, Pay Later (BNPL)

• Afterpay

• Klarna

• Affirm

Supported Currencies

We accept payments in the following currencies:

• USD (US Dollar)

• EUR (Euro)

• GBP (British Pound)

• CNY (Chinese Yuan)

• JPY (Japanese Yen)

• AUD (Australian Dollar)

• CAD (Canadian Dollar)

All prices displayed on the website will be shown in your local currency based on your region. Conversion fees may apply depending on your payment provider.

Payment Security

Your security is our priority. We use SSL encryption and PCI-DSS compliance to protect your payment details. Additionally:
🔒 Tokenization – Card details are never stored on our servers.
🔒 3D Secure Authentication – Extra verification for card payments.
🔒 Fraud Detection – Advanced monitoring to prevent unauthorized transactions.

Hicopia does not have access to your full payment information at any time.

Payment Policies

📌 Order Processing – Payments are processed immediately, and orders are confirmed via email.
📌 Currency Conversion – If paying in a non-default currency, your bank may apply exchange rates.
📌 Declined Payments – If your payment fails, check card details, limits, or contact your bank.
📌 Refunds – Processed to the original payment method within 5-10 business days.

FAQ

❓ Do you accept cryptocurrency?
Not currently, but we’re exploring blockchain payment options in the future.

❓ Why was my card declined?
Possible reasons: insufficient funds, incorrect CVV, or bank restrictions. Contact your issuer for details.

❓ Is installment payment available?
Yes! Select "Buy Now, Pay Later" at checkout (subject to approval by providers like Klarna).

❓ Can I change my payment method after ordering?
No, but you can cancel and reorder within 1 hour if the order is unfulfilled.

Need help? Contact our support team at service@hicopia.com for payment-related inquiries.